Reader’s Question:

I have a question. Yesterday, my friend was driving my vehicle when the brakes failed and the car rolled into the water. I am just wondering if my car insurance comprehensive coverage in  Missouri will cover my vehicle?

Dan

St. Charles, MO

Well, Dan, if you have the physical damage of comprehensive coverage in St. Charles, Missouri, this would usually covers your automobile, and usually other automobiles you may be operating for losses resulting from incidents other than collision coverage. For instance, comprehensive insurance covers damage to your automobile if it is damaged by fire, flood or animals. Comprehensive coverage also covers the car if it was stolen. It should also cover the loss that you mentioned to what happened to your car.

It is best to report this incident to your car insurance provider and speak with them regarding the details and specifics of your car insurance policy. You may also speak with your claims adjuster if you have more questions regarding car insurance claims in St. Charles, Missouri.

Tags: auto insurance, comprehensive insurance coverage