Reader’s Question:

What is  SR22 insurance in Missouri? My cousin told me he needs one. I’m just curious on what SR22 insurance is. Do I need this too?

Jaime

Columbia, MO

One of the most important things that you need to know Jaime is that not everyone is required to get SR22 insurance in Missouri.

So, what is a SR22 insurance in Missouri?

Let me first tell you what SR22 insurance is. SR22 insurance is simply a document or form of insurance. This is given and submitted by your auto insurance company to the Missouri Department of Revenue – Motor Vehicle & Drivers Licensing (MVDL) to have your license reinstated. Moreover, this SR22 insurance is a proof that you have an active and existing car insurance policy that meets the required car insurance in the state of Missouri.

Missouri SR22 Insurance

One of the popular reasons why a license is suspended is because of a drunk driving activity. Also, some other violations are, but not limited to: driving without car insurance, multiple traffic violations, and suspension because of unpaid traffic fines. Now, if you have committed one of those, then you are required to get SR22 insurance in Missouri.

Now, once your car insurance company filed the SR22 insurance, it is important to make sure that you keep and maintain your car insurance because if there’s a lapse on your auto insurance, you insurer will inform the Missouri Secretary of State. And your license will again be suspended.

For additional information about what is a SR22 insurance in Missouri is, you may wish to ask your auto insurance agent.