Kansas City Missouri SR22

Reader question:

Okay, I’m not sure if I read this wrong, but is it true that women get to pay less for Kansas City Missouri SR22 car insurance than men do? Isn’t that discrimination?

Brad

Thanks for the interesting question, Brad.

The answer to your first is yes and no. It’s not quite as simplified as that. Women do not always pay less for Kansas City Missouri SR22 insurance, even when controlling for such factors as driving record, credit history, and so on. Really, the only time in your life where you will be paying more than a woman because of your gender is before you turn 25. During that time, you are at your riskiest point and are paying your highest rates. Women’s insurance at that age tends to caust only around 3/4 the amount that male drivers pay.

Why, you might ask? Well, the reason that the car insurance companies justify having young women pay less for Kansas City Missouri SR22 coverage than young men, and say that it is not sexual discrimination, is that they have many studies that back of the fact that women simply get into accidents and file claims less often than men. Not only do they crash less frequently, but also less seriously.

This difference is changing, though, as we see a rise of accidents among women and a drop among men. There might be insurance rates equality in the near future.

Cheers,

Fashun Guadarrama