Cheap Auto Insurance Missouri MO

Reader’s Question:

I would like to know if Missouri a no-fault insurance state? I am planning to relocate to St. Louis suburban area from a Michigan no-fault state and was wondering if I can expect the cost of my insurance to be cheaper.

Kelly

Columbia, MO

 

By the way, the state of Missouri is not a no-fault state. According to the Missouri law all motor vehicle owners must carry car insurance with liability limits of $25,000 per person for bodily injury up to $50,000 for bodily injury per accident and for property damage of $10,000 per accident. The Missouri law also requires uninsured motorist coverage of $25,000 for bodily injury per person up to $50,000 for bodily injury per accident.

If another motorist hits you and leaves the accident scene you should contact the law enforcement officer. The hit and run will be investigated and if they find the hit-and-run motorist you can file a claim against them and/or their insurance company. With a physical damage coverage your car is covered. You must always buy as much insurance as you can afford. The insurance will provide you peace of mind that you (the victim) will be compensated.