Reader’s Question: Im planning to move in Kansas City Missouri and I would like to know if one is required to have both uninsured and underinsured coverage or is it optional? Joan Kansas City, MO According to Missouri law all motor vehicle drivers and owners are required to maintain some type of motor vehicle liability [...]

Reader’s Question: I live in St. Peters, MO but visiting Illinois. I do not have car insurance but I do have a drivers license. Am I allowed to drive someone else’s vehicle who has car insurance? Richard St. Peters, MO You are allowed to drive in other states other than your home state in St. [...]

Reader’s Question: My son is planning to sell his car and go without auto insurance next year. However, he is worried that he will be put into high risk if he goes without insurance for that long. Will it hurt him to not carry insurance for a year in Independence, MO? He has a clean [...]

Reader’s Question: How much would the fine If I get caught driving without insurance (resulting in an accident) in the state of Missouri? Ben Kansas City, MO According to the Missouri Department of Revenue any car driver whose driver license is suspended for failing to show proof of insurance must carry liability insurance on his [...]