Reader’s Question: Hi. I just got my drivers license here in Missouri. I learned that my auto insurance premium rate will be high just because I am a teen driver. Why is that? I am a responsible and careful driver, isn’t that going to be a consideration? Leopold Independence, MO Hello, Leopold of Missouri. It’s [...]

Reader’s Question: I work at home and my wife uses the car much more than I do. We’re in Columbia, Missouri. When we applied for auto insurance, someone suggested that I place her as the primary driver. Does that really affect the auto insurance premium rate? Thomas Columbia, MO Yes, Thomas, it does. This is [...]

Reader’s Question: I got into a car accident in St. Joseph, Missouri, a couple of weeks ago. And there was no police around to do the report. Can I still make claims on my car insurance? Barbara St. Joseph, MO Hi, Barbara. Sure you can still file for your claims. You see, these insurance companies [...]