Cheap Auto Insurance Missouri MO
Reader’s Question:
I would like to know if Missouri a no-fault insurance state? I am planning to relocate to St. Louis suburban area from a Michigan no-fault state and was wondering if I can expect the cost of my insurance to be cheaper.
Kelly
Columbia, MO
By the way, the state of Missouri is not a no-fault state. According to the Missouri law all motor vehicle owners must carry car insurance with liability limits of $25,000 per person for bodily injury up to $50,000 for bodily injury per accident and for property damage of $10,000 per accident. The Missouri law also requires uninsured motorist coverage of $25,000 for bodily injury per person up to $50,000 for bodily injury per accident.
If another motorist hits you and leaves the accident scene you should contact the law enforcement officer. The hit and run will be investigated and if they find the hit-and-run motorist you can file a claim against them and/or their insurance company. With a physical damage coverage your car is covered. You must always buy as much insurance as you can afford. The insurance will provide you peace of mind that you (the victim) will be compensated.
Car Insurance Missouri MO
Filed under: Cheap Missouri car insurance, Missouri SR-22 Insurance
Reader’s Question:
How much would the fine If I get caught driving without insurance (resulting in an accident) in the state of Missouri?
Ben
Kansas City, MO
According to the Missouri Department of Revenue any car driver whose driver license is suspended for failing to show proof of insurance must carry liability insurance on his or her vehicle for a period of 3 years following the end of the suspension. The motorist must file this proof of insurance with the Department of Revenue during this 3-year period.
The DOR did not state the fine amount that goes with a operating a vehicle without insurance violation so it may differ according to the jurisdiction you were ticketed in. If you were ticketed for being an uninsured driver and causing an accident then you should contact the court listed on the ticket to find out what penalties, including a fine amount, which you will be facing.
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